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    Wednesday, February 21, 2018   /   by Ryan Stein

    80% of Renters Believe Homeownership is a Part of Their American Dream

    According to the latest Aspiring Home Buyers Profile by the National Association of Realtors (NAR), 82% of surveyed renters desire to own a home in the future, with 80% believing homeownership is a big part of achieving their American Dream.
    The profile went on to state that 50% of millennials believe that their rent will increase, with 20% believing that an increase in rent will be the catalyst that pushes them to consider buying a home vs. renewing their lease.
    So, what is holding renters back?



    What would make renters take the plunge?






    NAR’s Chief Economist, Lawrence Yun believes that,

    “Housing demand in 2018 will be fueled by more millennials finally deciding to marry and have kids and the expectations that solid job growth and the strengthening economy will push incomes higher.”

    Yun goes on to warn that,

    “However, with prices and mortgage rates also expected to increase, affordability pressure ...

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    Monday, February 19, 2018   /   by Ryan Stein

    2018 Weekend Road Trip to San Diego

    Road trips can be a wonderful time. No matter if it’s just you, with some friends, or with the whole family, road trips always seem to teach something about yourself that you didn't know before. If you’re ready to start planning your text over-the-road journey, we have the perfect trip! This time, it should be going to none other than San Diego, California. Located off the pacific coast, San Diego promotes health, wealth, and happiness for all to enjoy. It is such a welcoming city. If you take a road trip here, you will be provided with a good time that will never be forgotten. Shoot, you might even move there. You’ll like it that much! Here, we are going to look at the best way to travel to San Diego, and what you should do once you get there. Time to fill up the good old gas tank and get rolling!
    Recommended vehicles
    One way to make a road trip extra special is by renting a car that’s not so similar to your own. Situations may vary here though, so le ...

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    Monday, February 05, 2018   /   by Ryan Stein

    Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

    There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.
    As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical Steps to Getting Rich”:

    “While renting on a temporary basis isn’t terrible, you should most certainly own the roof over your head if you’re serious about your finances. It won’t make you rich overnight, but by renting, you’re paying someone else’s mortgage. In effect, you’re making someone else rich.”

    Christina Boyle, Senior Vice President and head of the Single-Family Sales & Relationship Management organization at Freddie Mac, explains another benefit of securing a mortgage ...

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    Wednesday, January 24, 2018   /   by Ryan Stein

    Gap Between Homeowners & Appraisers Narrows to Lowest Mark in 2 Years

    In today’s housing market, where supply is very low and demand is very high, home values are increasing rapidly. Many experts are projecting that home values could appreciate by another 4% or more over the next twelve months. One major challenge in such a market is the bank appraisal.
    When prices are surging, it is difficult for appraisers to find adequate, comparable sales (similar houses in the neighborhood that recently closed) to defend the selling price when performing the appraisal for the bank.
    Every month in their Home Price Perception Index (HPPI), Quicken Loans measures the disparity between what a homeowner who is seeking to refinance their home believes their house is worth and what an appraiser’s evaluation of that same home is.
    In the latest release, the disparity was the narrowest it has been in over two years, as the gap between appraisers and homeowners was only -0.5%. This is important for homeowners to note as even a .5% ...

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    Tuesday, January 23, 2018   /   by Ryan Stein

    Top 10 Attractions in San Diego

    Written by: Abigail Golder




    Southern California: home to sun filled days of beaching, biking and so much more. San Diego is especially well suited for those interested in outdoor adventure and a strong desire to stay fit. This friendly city allows tourists and residents to traverse the city and coastline with ease. While San Diego is one of the nation’s most popular vacation spots, it’s an even better place to call home. While the list of activities in this city is endless, to get you started, here are the top ten attractions in the area. 




    La Jolla Cove
    Not only stunningly beautiful, the La Jolla Cove holds a wondrous surprise for its visitors at low tide. As the tide recedes, the sea lions and seals will vacate most of the rocks you aim to traverse, leaving you free to access them via the boardwalk. The tide also reveals crabs and anemones to check out. After you’ve explored, take to the boardwalk for a leisurely walk and enjoy the beautifu ...

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